Have you ever thought what would happen if your favorite vehicle in an accident ?
How to maintain or reduce the risk as well as a result of the accident ?
Car insurance is a special type of insurance for the car , where the risk is likely to occur on vehicles transferred to the insurance company .
In the selection of vehicle insurance , the things to consider is your financial strength , the services rendered by insurers and the costs and burdens that are available in the agreement with the insurance company .
As with other insurance products , auto insurance requires you to pay a premium at any given period of time in exchange for a policy that ensures the protection .
The protection provided by each insurance product will vary , as well as features and amenities . Before you make your application make sure that car insurance is the best option for your situation and in accordance with your wishes .
As in general the many benefits provided by an insurance product , the more noticeable it is the best product . Just as in car insurance , there are a variety of benefits , protection , features and facilities provided by the insurance companies , emergency services , legal liability to third parties , accident , theft , fire , car replacement , riot protection , tow truck , medical expenses , ambulance , accident compensation , and natural disasters .
Each of these features , most can be added if you add the value of the premium you pay , but would it be something you want in your financial elements and advantages as well as other conditions .
To find out about the cheapest car insurance and more reliable insurance you can see a comparison of online and its application in Auto insurance quote online with practical and Free !
Car insurance premiums
You will always wonder how insurance companies calculate the premium amount charged to you each year ?
And of course you also want to know whether the exact value of the premium you pay it is quite equivalent to the protection provided .
For the calculation of car insurance premiums , provided some of the major factors that affect the amount of premium paid each year .
In addition to the advantage or protection of features or additional extension may be requested in an insurance policy , Cubic Centimetres ( CC ) , the assembly , the type and the type of car that is insured also affect the amount of the premium . Logically insurance companies will raise premium rates if your car is a high CC , because they feel would be prone to accidents in sports cars ; then the older the vehicle the more frequently occurring problem in your vehicle ; kinds and types usually affect the price of the vehicle so that it will affect the price premium as well .
Because indirectly , insurance companies will require compensation high enough to insure a car that has a high risk in terms of filing a claim . The purpose of the use of such individual or a company car , equipment ( accessories ) Additionally, and of course No Claim Bonus and the amount of coverage desired for the car insurance , are the main factors that affect the amount of the premium .
1 . Products auto insurance policy consists of
2 state protection of the motor vehicle as you see fit :
a) Comprehensive ( comprehensive or all- risk) : risk guarantee against loss / damage part (partial Loss ) and overall ( total loss ) , which is caused by all risks to the extent not excluded under the policy
b ).. see the link above