How to get one day car insurance for your vehicle

By: Eva Caroline 40 comments

Nowadays it is possible to get one day car insurance for your vehicle. This is especially nice when you buy a new car. Instead of having to leave your new car behind for a day or two, until you can get long term insurance on it, you can purchase short term that just lasts a day or two. This will allow you to drive the car home right away and give you time to get more permanent insurance cover.

One day car insurance actually has many uses and it is easy to purchase. All you need to do is go online or make a phone call. You will have to answer a few questions about your driving record and other pertinent information. It is really easy to take care of this online. You can even use a debit or credit card to pay for the purchase. You can let the insurance company know in advance if you want or you can contact them when you need it.

There are a few rules usually, that may apply. In most cases you will have to be at least 25 years old and have been driving for a certain number of years. You may have to have a driving record that is pretty clean, no marks or very few marks. Sometimes insurance companies will not allow certain cars. Ones that you may have difficulty with are cars with modifications. The insurance companies are in control of these rules and some may have different rules. These requirements are all about limiting the risk to the company, while making the process of getting cover as simple as possible.

Some of the best times to use one day car insurance are when your relatives are coming for a visit and will need to use your car, when you need to borrow someone's car for a day or two, when you go on holiday and want someone to help you drive.

Usually one day car insurance is comprehensive cover and will cover just about any eventuality. It will cover your vehicle and the other vehicles that may be in an accident with you. It will cover everyone's injuries and it will pay for theft of the vehicle. This is a good way to keep your annual policy low. When you have a no claim discount on your regular insurance it will not be affected if you put in the claim on one day insurance. Since your no claim discount can add up to as much as 65% discount it is nothing you want to risk losing.

Car insurance is mandatory in the UK and the US. Every vehicle on public roadways must be insured. It does not matter how old you are or how long you have been driving. There are no exclusions. Make sure you have insurance on your new vehicle when you drive it home. You can purchase one day car insurance for a day or a month. There are a limited number of days that you are allowed to get short term car insurance, however. If you want to save some money then you really should contact an insurance agency and check the prices of the short term insurance.